What We Do

Our Mortgage Service

Our mortgage service is designed to save you time and money. That’s because there is no need to traipse up and down the high street or spend hours on the internet looking for the right mortgage deal for you. Instead, as your local mortgage broker, we’ll do all the legwork for you by searching

through hundreds of deals from a wide range of different lenders and then give you expert advice on what’s right for you and your needs. Fixed rates, trackers, variable deals – we’ve got access to a huge range and can help find the right option for you no matter whether you are buying for the first time, moving house, re-mortgaging or even buying to let. Most banks or building societies only offer a small selection of mortgages, usually just their own, so you can never be absolutely sure that the deal they are offering is the right one for you.

A mortgage is a loan secured against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

For establishing your needs, undertaking research and making a recommendation, we do not typically charge a fee

The Financial Conduct Authority does not regulate most forms of buy to let mortgage

Our areas of expertise

These are just some of the areas that we can help you with!

Want to buy a house
Currently own your home
Landlords
Extenuating circumstances
Financial Protection


Want to buy a house

If you’re looking to buy your first home there are many options and decisions you’ll have to make, but where do you start?
We have access to hundreds of mortgage products and expert advisers who can talk you through every step of the process.

First-time buyer
Help to buy
Shared ownership
Right to buy

We can help you with them all.
Speak to our friendly team today.


Moving house

Owning your home is just the beginning, many things change and so do your mortgage needs.

Current rate coming to an end
Stay with your current lender or remortgage elsewhere?
Want to borrow more money

Capital raising, the second charge, stay with your lender or move to an alternative lender?

Moving home?

Porting, new product or new lender?

We can help you with them all.
Speak to our friendly team today.


Landlords

Are you looking to maximise your rental income? Getting advice from our expert friendly team will enable you to concentrate on running your property portfolio.

Are you a landlord
Are you paying too much interest on your mortgage(s)? Looking to raise money to expand your portfolio? Have complex needs; HMO, Holiday lets, Multi unit freeholds, Freehold flats, large portfolio, complex income or another specialist situation.

Do you want to be a landlord?

Need advice on how to start?

We can help you with them all.
Speak to our friendly team today.


Extenuating circumstances

Credit problems
Missed payments, arrears, defaults, CCJ’s, Debt management plans, IVA or
Bankruptcy

Complex income
Self-employed, Company Director, benefits, paid in cash, new job/career, short term contract/zero hours, CIS or professional contractor

Feel you have exhausted all avenues
No matter your situation it is always worth talking to an expert adviser as we can research the market and find exclusive products that are designed for your circumstances.

We can help with them all
Speak to our friendly team today.

Think carefully before securing other debts against your home.


Financial Protection

Mortgage
Ensuring you keep your roof over your head and the wolves from the door, something we have all heard, but have you actually taken care of this? Would your mortgage be repaid if you were to become seriously ill? Would your family have a home to live if the worst were to happen?

Family
Would your family cope financially if you were no longer around? Insuring your mortgage is only the start. Ensure your families future and maintain there standard of living even when your not there.

Income
Your biggest asset is your income and your ability to go to work to earn it. What would happen if you lost this? Can you survive on statutory sick pay?

We can help with them all
Speak to our friendly team today.

Protection plans with no investment element will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Buying a home doesn't have to be a pipe dream!

Contact us to find out more